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Defined Contribution / 401(k), 403(b) Plans

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CHOOSING A DEFAULT INVESTMENT FOR YOUR 401(k) PLAN

Traditionally, many 401(k) plans have had a default investment — an investment that is used when employees neglect to make a decision about how to invest their plan accounts. Now, with the trend toward automatic enrollment, government regulators are focusing more attention on the types of investments that plans are using as a default. If you sponsor a 401(k) plan or a similar retirement plan, new guidance from the U.S. Department of Labor (DOL) will be of interest to you...

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Flexible Benefit / HSA, FSA, HRA Plans

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Health Savings Account (HSA) Contribution Rules

Offering an HSA with your high deductible health plan helps employees control their health care expenses, but there are strict rules for contributions.

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